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Payments operations platform

Run your payments business from one operating platform.

PilotOS brings merchant acquisition, onboarding, risk, residuals and portfolio service into one controlled workspace built specifically for ISOs and payment providers.

Web, mobile and API access · UK-based implementation support

Portfolio overview

AI COPILOT

Residuals MTD

£184,920

Active merchants

3,418

Risk flags

7

Processing volume

last 7 days

Northgate Retail Ltd

Active

Vellum Hospitality

Review

Apex Fuel Group

Active

Merchant acquisition

CRM, forms and omnichannel outreach

Onboarding & risk

Applications, KYB and underwriting controls

Revenue operations

Residuals, commissions and forecasting

Merchant service

White-label portal, support and retention

Deal Pipeline

Every deal visible. Every rep accountable.

Spreadsheets lose deals. PilotOS gives every lead a stage, every opportunity an SLA, and every rep a real-time view of exactly where to focus. Your whole pipeline — visible, accountable, moving.

Speed-to-lead SLA tracking with automatic rep nudges

Kanban pipeline with stage-gated qualification checks

AI lead scoring — hottest prospects surface first

Bulk actions, saved filters, and @mention handoffs

Explore sales features →

Deal Pipeline

LIVE CRM

New Lead

2

Riverside Garage

£380/mo

JD

Apex Group

£620/mo

SM

Contacted

2

Premier Pizza

£840/mo

JD

Balti Kitchen

£290/mo

RP

Proposal

1

Vellum Hosp.

£1,240/mo

SM

Won ✓

1

Northgate Retail

£2,100/mo

JD

Speed-to-lead: 4m 12s

Pipeline: £44,340

Product areas

Organised around how your business operates.

Explore PilotOS by business function, from revenue acquisition through account management, retention, finance, risk and connected operations.

01
Sales

CRM, lead capture, engagement, proposals, e-sign and performance management.

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02
Account Management

Merchant onboarding, account service, partner operations and portfolio reporting.

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03
Retentions

Attrition signals, service recovery, save workflows and retention reporting.

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04
Platform

Tenant controls, permissions, mobile applications, audit and operational reporting.

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05
Lease & Finance

Funding, business accounts, residuals, commissions and terminal operations.

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06
Risk & Compliance

Underwriting, screening, statement auditing, evidence and decision governance.

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07
Communications & Integrations

Unified conversations, campaigns, APIs, webhooks and provider connections.

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Unified Inbox

AI COPILOT

Ryan Patel

5m

SMS

Yeah we pay quite a lot...

Sarah McKee

12m

WA

Sending the statement now

Premier Pizza

1h

Email

Could you run the audit?

RP

Ryan Patel

Active via SMS

Hi, saw your message. Yeah we pay quite a lot in fees but I have no idea what we should be on.

11:42

No problem, Ryan. Could you send over your latest statement? I'll run it through our AI and get you an exact saving in minutes.

11:43

Sure, give me 2 mins 👍

11:44

Omnichannel Inbox

SMS, WhatsApp, email. One inbox.

Merchants text, email, and WhatsApp. Your reps have one inbox for all of it. PilotOS unifies every channel into a single feed — with an AI copilot that drafts the next reply before your rep has to think.

SMS, WhatsApp, and email unified per merchant contact

AI Copilot suggests replies in your tone and voice

Sequences pause automatically the moment a merchant replies

Missed-call text-back fires within 30 seconds

Explore communications →
AI Statement Analysis

Know the savings before you knock.

Drop a merchant's current statement into the analysis workspace to extract every rate, fee and IC++ code, then calculate the commercial impact of a proposed switch.

Any PDF statement analysed in under 10 seconds

Projected monthly and annual savings shown instantly

One-click proposal generation directly from the analysis

Competitor rate intel pulled in for the same SIC code

Explore risk and analysis →

AI Statement Analysis

0%

Statement PDF

IC++ interchange

1.89% + 12.5p

Extracted Results

Current blended rate

1.89%

Annual volume

£2.4M

Card mix

62% Visa

7

connected business functions across one operating platform

141

capabilities across the payments operating model

4

packages designed for different operating requirements

Platform assurance

Designed for controlled, accountable operations.

Tenant isolation, role-based access and audit history are part of the platform architecture. Deployment and integration controls are reviewed as part of every implementation.

01

Identity & access

Tenant-scoped authentication, configurable roles and server-side permission checks protect each operational surface.

02

Data separation

Tenant context is enforced across the application and database layers, with dedicated controls for shared platform functions.

03

Auditability

Administrative and operational actions are recorded to support internal review, incident response and control evidence.

04

Release controls

Changes pass automated verification and production-readiness checks before a controlled deployment is approved.

05

Integration governance

API keys, webhooks and provider connections are managed through explicit configuration and scoped access.

06

Operational resilience

Health checks, background-work controls and deployment monitoring support predictable day-to-day operation.

07

Data lifecycle

Implementation planning covers migration, retention, export and recovery requirements for each customer environment.

08

Implementation assurance

Acquirer connections, roles and critical workflows are validated against an agreed acceptance plan before cutover.

Tenant isolation

Scoped access and data controls

Role-based access

Granular permissions by team

Audit history

Operational actions recorded

UK GDPR support

Data-processing controls documented
The Platform

141 capabilities. One platform.

the generic platforms have the funnels. Monday has the CRM. Neither of them knows what a chargeback rate is. We've built everything they have — plus the parts that only make sense in payment acquiring.

Explore all features →
01
6
Lead Capture
Forms, landing pages, chat, and lead marketplace feeds
02
5
Scheduling
Booking pages, calendar sync, and automated reminders
03
8
CRM Depth
Unified timelines, scoring, deduplication, and custom fields
04
8
Outreach
Sequences, SMS, email campaigns, AI SDR, and dialer
05
4
Closing
Savings calculators, deal rooms, and e-sign workflows
06
6
Sales Management
Forecasting, quotas, dashboards, and commission projectors
07
3
Reputation
Reviews, referral programs, and NPS surveys
08
8
Automation
Workflow builder, AI copilot, mobile tools, voice transcription
141
capabilities
13
operating disciplines
4
packages

Enterprise Ready

The platform that earns acquirer confidence.

PilotOS was designed around the operational reality of running a regulated ISO business. Not adapted. Not retrofitted. Built for this.

01

Compliance & Security

Tenant-scoped data access and configurable role permissions

Audit trails across administrative and operational actions

UK GDPR responsibilities supported by documented controls

Security and integration review included in implementation

Data-export and retention requirements agreed during onboarding

Production readiness validated before controlled cutover

02

Migration & Onboarding

Bulk merchant data ingestion from CSV, API, or direct DB export

Commission structures and residuals history preserved on import

Dedicated onboarding engineer — yours for the full migration

Parallel-run mode — validate outputs before cutover

Bespoke acquirer connection built and tested as part of your onboarding

Agent training materials and runbooks co-authored with your ops team

03

Support & SLAs

Named Customer Success Director for enterprise accounts

Structured product feedback and capability review

Shared implementation channel with your operations team

Regular service and adoption reviews

Acquirer escalation paths configured during onboarding

UK business hours support + P1 out-of-hours escalation pathway

Start with a structured platform assessment.

We map your acquirers, workflows, team structure and reporting requirements before recommending a phased implementation.

Arrange a platform consultation

Build a more controlled payments operation.

See how PilotOS can consolidate the systems, hand-offs and reporting that sit behind your merchant portfolio.