Commercial operations
Keep the advance, repayment and residual history together.
Assess qualifying future income against agreed criteria, record approvals and monitor repayments. Review the assumptions behind the advance alongside the relevant portfolio history.
What it handles
Assess eligibility and manage advances against qualifying future residual income.
Lease & Finance capability
What Residual advances covers
Assess eligibility and manage advances against qualifying future residual income.
01
Eligibility and valuation inputs
02
Advance terms and approval controls
03
Exposure and repayment monitoring
04
Partner, portfolio and transaction history
Workflow notes
Residual advances in practice
A business considers an advance against qualifying future residual income. The supporting record needs to distinguish assumptions about future receipts from realised income.
What to prepare
Prepare the eligible residual history, commercial terms, adjustments and responsibilities for servicing the arrangement.
Review the workflow
- Review eligibility against the agreed provider or commercial criteria.
- Document the basis of the proposed advance and its assumptions.
- Track the agreement and subsequent servicing against the relevant income record.
Can a projection be treated as guaranteed future income?
No. Future activity, portfolio changes and commercial terms can affect receipts. Keep assumptions visible and confirm the actual eligibility, offer and agreement with the responsible provider or counterparty.
Related tools for your team
- Portfolio reporting — Review merchant-level volume, margin, service history, risk and commercial performance.
- Retention workflows — Move cancellation requests through triage, approvals, save offers, follow-up and final outcome tracking.
- Implementation guide — plan your data move, setup and testing.
- Payments glossary — understand the terms used in merchant services.
Before you set it up
Check eligibility, income assumptions and repayment exposure against the residual history supporting the advance.
Continue through Lease & Finance
Related capabilities
Walk through your finance requirements.
Bring a typical funding application, acquirer statement or commission agreement. We will show the relevant workflow and explain the available modules.